Terms of Use

I. Business Structure & Affiliation

Grow With Q is a personal brand and independent contractor platform operating within the framework of Experior Financial Group.

Grow With Q is not a separately incorporated legal entity. It operates as an independent contractor under Experior Financial Group.

All financial products, services, licensing activities, and regulated transactions are conducted through Experior Financial Group and its affiliated partners.

II. Purpose of This Website

Grow With Q provides information, mentorship, and guidance to individuals exploring a career in the insurance and financial services sector.

The content on this website is educational in nature and is not financial, legal, or licensing advice.

For formal licensing, compliance, or regulatory requirements, users must follow the direction of their provincial insurance councils or applicable governing bodies.

III. No Professional Advice

Nothing on this website constitutes personalized financial, legal, or tax advice.

Any financial services or insurance-related guidance is only provided following a formal consultation and, where applicable, through licensed channels under Experior Financial Group.

You should consult with a qualified professional before making decisions.

IV. Accuracy of Information

We strive to ensure that all content is accurate and up to date. However, the insurance and financial services industry evolves, and we cannot guarantee that all information will remain current at all times.

Users are encouraged to independently verify details related to:

• Licensing requirements
• Fees and timelines
• Compensation structures
• Regulatory obligations

V. No Guarantee of Career Outcomes

Grow With Q provides tools, insight, mentorship, and support. However, success in the financial services industry depends on individual effort, licensing status, compliance, and participation in training programs.

We do not guarantee:

• Employment
• Income or compensation
• Business results or advancement

All outcomes will vary by individual.

VI. Recruitment & Opportunity Disclaimer

Information related to career opportunities is provided for general informational purposes only.

• Participation typically involves independent contractor status
• Licensing requirements and compensation structures vary
• No income or performance guarantees are expressed or implied

You are responsible for conducting your own due diligence before entering any professional arrangement.

VII. Use of Website Content (Intellectual Property)

All content on this website—including text, graphics, downloads, and branding—is the property of Grow With Q unless otherwise stated and is protected under applicable copyright laws.

You may not reproduce, modify, distribute, or use any content without prior written permission.

VIII. Links to External Sites

This website may contain links to external platforms for scheduling, forms, licensing steps, or additional resources.

We are not responsible for:

• The content or accuracy of third-party websites
• Their privacy practices
• Any outcomes resulting from their use

IX. Acceptable Use

By using this website, you agree not to:

• Use the site for unlawful, harmful, or misleading purposes
• Attempt to disrupt, damage, or gain unauthorized access to systems
• Misrepresent your identity or intentions

We reserve the right to restrict access where misuse is identified.

X. Limitation of Liability

To the fullest extent permitted by law, Grow With Q shall not be liable for any direct or indirect losses or damages arising from:

• Use of this website
• Reliance on information provided
• Delays or issues in communication
• Third-party platforms used for scheduling, submissions, or services

This website is provided “as-is,” without guarantees of uninterrupted or error-free access.

XI. Privacy

Your use of this website is also governed by our Privacy Policy. Please review it to understand how your information is collected, used, and protected.

XII. Independent Contractor Disclosure

Grow With Q operates as an independent contractor and is not an employee, subsidiary, or corporate branch of Experior Financial Group.

All activities conducted under Grow With Q align with Experior Financial Group’s compliance standards and operating framework.

XIII. Changes to These Terms

We may update these Terms of Use & Disclaimer periodically. Continued use of the website constitutes acceptance of any updated terms.

XIV. Governing Law

These Terms are governed by the laws of the Province of Alberta and the applicable federal laws of Canada.

XV. Contact

For questions regarding these Terms of Use & Disclaimer, please contact:

Grow With Q

Email: questions@growwithq.com